OnTrack offers financial education classes in October

September 27, 2016


October Financial Education Schedule
Classes are free unless noted. Pre-registration required. Call today at 255-5166.
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Discover Your Money Vision and Flip Your $ Switch – Uncomfortable with talking about money? Come and have ‘fun’ discovering your Money Vision. Start seeing your financial dreams and goals in a new light by creating a vision board. This class will help you clarify your money goals through an interesting activity and then discuss the limiting barriers that hold us back from our financial goals. You will leave this class with motivation and tools to start making your Money Vision a reality.   
  • Monday, October 3 from 12:00 to 1:30 pm (offered through the Women’s Financial Empowerment Center)
Manage Your Money Series– Our most popular seminar deals with the basics of budgeting, setting goals, planning spending to realize goals, saving strategies, and tracking spending.
  • Wednesdays, October 5, 12 & 19 from 5:30 to 8:00 pm
Going to College without Going Broke – In this class, participants will learn about the mysterious world of financial aid, where to find scholarships, student loan forgiveness and repayment options, and avoiding scams targeted to students.
  • Thursday, October 6  from 12:00 to 1:30 pm (offered through the Women’s Financial Empowerment Center)
Homebuyer Education Series– ($50.00 participant fee) Our HUD-certified course provides a step-by-step explanation of the home-buying process, a fantastic resource book, and an opportunity to interact with local real estate / lending / legal professionals so that you can make an informed decision about the biggest investment you will probably ever make. Certificate received upon completion.  
  • (4-part class) Mondays and Tuesdays, October 17, 18, 24 & 25 from 5:30 to 8:30 pm
Understanding Credit. Get it. Keep it. Improve it. – Find out what credit is and why it’s important. Understand what affects your credit score. Gain knowledge of method to repair or establish credit.
  • Wednesday, October 5 from 12:00 to 1:30 pm OR
  • Tuesday, October 11 from 5:30 to 7:00 pm OR
  • Friday, October 21 from 12:00 to 1:30 pm OR
  • Wednesday, October 26 from 5:30 to 7:00 pm
Budgeting and Debt Class – A budget plan is one of the best tools for financial empowerment. Learn how income, expenses, and debt all affect a successful budget and gain tools to help you create a realistic budget. Additionally, everyone has a different solution for managing debt. This class will discuss the array of options for managing your debt.
  • Tuesday, October 4 from 5:30 to 7:00 pm OR
  • Thursday, October 13 from 12:00 to 1:30 pm OR
  • Wednesday, October 19 from 12:00 to 1:30 pm OR
  • Tuesday, October 25 from 5:30 to 7:00 pm OR
  • Friday, October 28 from 12:00 to 1:30 pm
Understanding Reverse Mortgages– Learn the basics about Reverse Mortgages. This class will help you:
– Finally understand what a reverse mortgage is and how they work.
– Learn about how reverse mortgages can provide cash to homeowners over age 62.
– Understand how the loans are paid back.
– Learn about different scenarios and how a reverse mortgage can be helpful; and
– Determine if you have enough equity in your home for a reverse mortgage to be a good solution for you by getting a free estimate at the end of the class.
  • Thursday, October 20 from 12:00 to 1:30 pm
Money Buddies – We know that most women really love connections and relationships, so the Money Buddy Series encourages women to capitalize on personal connections to strengthen money management skills! Money Buddy participants can either bring a friend or come by yourself, and make a new buddy. Either way, partipants will receive support and encouragement as they embark on their money mission together. We support one another with mutual motivation and accountability. In the 5-session series, participants set personal goals and the classes provide the information, tools, and support to reach them! Students will also receive their Credit Report and Score for FREE.
  • Thursdays, October 20, 27, November 3, 10, & 17 from 5:30 to 7:00 pm (offered through the Women’s Financial Empowerment Center)
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Pre-registration required.  Call OnTrack WNC today at 255-5166.
All classes listed are held at OnTrack WNC offices – 50 South French Broad Ave. Second Floor