OnTrack Financial posts January classes

January 5, 2016


January Financial Education Schedule
Classes are free unless noted. Pre-registration required. Call today at 255-5166.

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Manage Your Money SeriesOur most popular seminar deals with the basics of budgeting, setting goals, planning spending to realize goals, saving strategies, and tracking spending.

  • Thursdays, January 14, 21 & 28 from 5:30 to 8:00 pm

Dreaming of a Debt Free LivingEveryone has a different solution for managing debt.  This class will address the financial and emotional impact of being in debt and discuss the array of options for managing your debt.

  • Wednesday, January 13 from 5:30 to 7:00 pm – offered through the Women’s Financial Empowerment Center

Homebuyer Education Series– ($50.00 participant fee) Our HUD-certified course provides a step-by-step explanation of the home-buying process, a fantastic resource book, and an opportunity to interact with local real estate / lending / legal professionals so that you can make an informed decision about the biggest investment you will probably ever make. Certificate received upon completion.  

  • (2-part class) Saturdays, January 16 & 23 from 9:00 am to 3:00 

Budgeting 101– A budget plan is one of the best tools for financial empowerment. Learn how income, expenses, and debt all affect a successful budget and gain tools to help you create a realistic budget.

  • Friday, January 22 from 12:00 to 1:30 pm – offered through the Women’s Financial Empowerment Center

Understanding Credit. Get it. Keep it. Improve it. – Find out what you know about credit!  Learn what credit is, how to fix your past credit mistakes, read your credit reports, understand credit repair, and more.

  • Wednesday, January 6 from 5:30 to 7:00 pm OR
  • Friday, January 15 from 12:00 to 1:30 pm OR
  • Tuesday, January 19 from 5:30 to 7:00 pm OR
  • Wednesday, January 27 from 12:00 to 1:30 pm

What to Do With Your Tax Refund– Confused about how to spend your tax refund? Should you pay off debt, build your emergency fund, or make a purchase you’ve been eyeing? In this class we’ll discuss the options of how to best use your refund to benefit your financial goals.

  • Tuesday, January 26 from 5:30 to 7:00 pm – offered through the Women’s Financial Empowerment Center

– Learn the basics about Reverse Mortgages. This class will help you:

– Finally understand what a reverse mortgage is and how they work.

– Learn about how reverse mortgages can provide cash to homeowners over age 62.

– Understand how the loans are paid back.

– Learn about different scenarios and how a reverse mortgage can be helpful; and

– Determine if you have enough equity in your home for a reverse mortgage to be a good solution for you.

·         Thursday, January 14 from 5:30 to 7:00 pm

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Pre-registration required.  Call OnTrack WNC today at 255-5166.

All classes listed are held at OnTrack WNC offices – 50 South French Broad Ave. Second Floor